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Disclaimer : While Oaktrust Merchant Services has a wide range of banks and process partners we work with as well as a lead generation company we take no responsibility for a potential merchant not being approved by any bank or processor nor do we take responsibility for any incorrect information stated by any of our contracted partners. To communicate or ask something with the. Reputation Management. Disclaimer : While Oaktrust Merchant Services has a wide range of banks and process partners we work with as well as a lead generation company we take no responsibility for a potential merchant not being approved by any bank or processor nor do we take responsibility for any incorrect information stated by any of our contracted partners. Reliable And Secure Payment Processing Solutions. &&& A California man has filed a class-action lawsuit against Oak Trust Merchant Services Corp. 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